IMPORTANT NOTICE PLEASE READ effective January 1, 2017 Please be advised that the convenience fee for PhonePay payments by telephone with a live customer service representative will increase to $10.00. Payments made by the customer directly with our WebPayment & IVR (with out a customer service representaive) are sill free of charge.
WebPayment & PaybyPhone IVR are FREE.
Dependable Credit Corpis a sales finance company, licensed in the states of New York, New Jersey, Connecticut, Pennsylvania, Massachusetts, Delaware & Maryland providing used car loans to individuals with varying credit profiles at competetive interest rates.
Our credit guidelines are more flexible than most major financial institutions as each application submitted to our office is reviewed based on its' own merits; considering several factors which dictate customer's ability to repay the loan. Unlike major financial institutions who only consider your FICO scores, Dependable Credit Corp considers stability of residence, stability of employment, amount of downpayment in relation to the price of the vehicle (high equity), as well as paid (slow) auto loans, past and/or present delinquent accounts in your credit profile,etc. So having a low FICO score does NOT mean you cannot get the car you want to purchase.
Dependable Credit Corp has been in business since 1992 providing flexible financing programs to over 250 used car dealerships in New York, New Jersey, Connecticut, Pennsylvania, Massachusetts, Delaware & Maryland for over $200M in amount financed. Our continued growth has surpassed our yearly estimates, which allows us to offer various programs to our dealers and better customer service to our account-holders.
This website is designed to assist dealers to set-up a direct link with our company and/or our agents, and to answer and explain most of our account-holders' questions regarding their loan.