IMPORTANT NOTICE PLEASE READ effective January 1, 2017 Please be advised that the convenience fee for PhonePay payments by telephone with a live customer service representative will increase to $10.00. Payments made by the customer directly with our WebPayment & IVR (with out a customer service representaive) are sill free of charge.
WebPayment & PaybyPhone IVR are FREE.
Dependable Credit Corp's payment window and offices are closed on Saturdays. Please make arrangements to make your payments with the other methods of payment available: Web Payment, Internet Payment, IVR payment, Western Union Quick Collect, Express Payment, PayNearMe via 7-11 stores.
Please ask one of our agents for more information.
The choice is yours. Several payment options are set-up to assist you in paying your loan. The most obvious & mostly used method is sending a check via US Postal Service. The US Postal Service is very reliable, however, Dependable Credit Corp. wants to give you other options to assure your payments are recevied promptly. Firstly, our office has a payment window which accepts payments Mondays to Fridays 9AM to 3PM and Saturdays 9AM to 2PM (Payment Window closed on Saturdays) (except all bank holidays, payments received after 3PM on weekdays and Saturdays are posted to your account on the next business day).
Please Note: We give you 10 days grace period to send in your payments, after this grace period, you will be charged a late fee (10% of monthly payment for NY Customers, $10.00 for NJ Customers, $10.00 or 5% of monthly payment for CT Customers, 2% of monthly payment for Pennsylvania Customers), so it's advisable to send your payments a few days before the due date and not on the due date itself. Delays in mail delivery will not waive these late fees and delinquency on your credit. All returned payments are subject to the Return Check Charge of $20.00 according to your retail installment contract. Moreover, all loans are subject to daily interest, so the interest on your loan will be greater than stated on your contract if a payment is received pass your due dates.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT — To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.