If you have issues with managing your money, especially the money you take home every month in your paycheck then the book titled “All Your Worth; The Ultimate Lifetime Money Plan” by Elizabeth Warren, should be relevant to you. This book describes the “50/30/20 budget rule” which was made popular by Elizabeth Warren and her …
We all know credit repair can be a time-consuming and distressing mission if you undergo it yourself, which is why many people invest in credit repair services. These companies can assist you with the basics of repairing your credit. A well-known name in that field is The Credit People company. However, you’re probably considering if …
Perhaps the most dreaded outcome of defaulting on auto loan payments is a repossession, during which the lender reclaims the vehicle. You can voluntarily surrender it or watch the bank as it sends somebody to tow it away with no need for a notice or a court order. Unfortunately, the damage doesn’t stop there because …
While not that hard to deal with, financial issues can be quite a headache, especially when it’s time to pay the bills. Late payments are one of many nuisances consumers have to deal with. To estimate the urgency of your situation, you should know how a late payment affects your credit score. It negatively affects …
How to Remove Late Payments From Your Credit Report Read More »
Are you dreaming about buying a house but need some advice to help you fix your credit to do so? You have come to the right place. Buying your first house is a proud and exciting moment for anyone but securing a home loan is not exactly a walk in the park, especially for those …
From a financial point of view, regularly keeping track of your credit score is essential. It gives you a general idea of your financial situation and whether getting a credit card or applying for a loan in the near future would be a good decision. And while it’s important that you check your credit score …
How to Check Your Credit Score Without Hurting it Read More »
No matter how careful you are with your finances, things happen, and they may affect your credit score more than you’d like. Whether it was a medical emergency or sudden unemployment, this can affect your credit and restrict your future spending. Nonetheless, bad credit is something to fix. It’s possible to dispute mistakes in your …
Checking accounts for bad credit is one of the many ways that you can improve your bad credit score. One thing that you’ve got to be wary of is that these second-chance accounts won’t eliminate your previous bad score; only time can do that. Yet, they’ll start improving your future score to balance out your …
Whether you want to get your credit history back on its feet or are still in the process of building a solid credit report, a tradeline can definitely make this more achievable. A robust credit report is your ticket to getting the best loan deals that would’ve otherwise been impossible to acquire, especially if your …
So, you’ve just received your credit report, hoping to see a noticeable improvement in your credit score, only to find out that there are errors on the credit report that gave your credit score a big blow. We understand your frustration, but before you tear apart your report and call it a day, you can …
To repair your credit, you need to navigate the nuances of credit repair software. A credit repair software program will work on your behalf to collect the information from the three credit bureaus. America’s consumer credit debt is $14.3 trillion, which is why consumer solutions are needed. Nowadays, the digital age has made it easier …